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Mortgage Loans
Helping You Buy The House Of Your Dreams
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Fixed-Rate Mortgages
Whether you're buying new home or looking to save money on a mortgage refinance, see how ConnectOne Bank's rates can work for you.
- 30-year, 15-year and other options available
- Offers the advantage of a stable monthly payment
- Provides the security of a fixed rate
- Good choice if you plan to be in your home for a long period of time
Fixed-Rate Mortgages
Whether you're buying new home or looking to save money on a mortgage refinance, see how ConnectOne Bank's rates can work for you.
- 30-year, 15-year and other options available
- Offers the advantage of a stable monthly payment
- Provides the security of a fixed rate
- Good choice if you plan to be in your home for a long period of time
Fixed-Rate Mortgages
Whether you're buying new home or looking to save money on a mortgage refinance, see how ConnectOne Bank's rates can work for you.
- 30-year, 15-year and other options available
- Offers the advantage of a stable monthly payment
- Provides the security of a fixed rate
- Good choice if you plan to be in your home for a long period of time
Fixed-Rate Mortgages
Whether you're buying new home or looking to save money on a mortgage refinance, see how ConnectOne Bank's rates can work for you.
- 30-year, 15-year and other options available
- Offers the advantage of a stable monthly payment
- Provides the security of a fixed rate
- Good choice if you plan to be in your home for a long period of time
Adjustable-Rate Mortgages (ARMs)
A home loan with an interest rate that changes periodically based on market conditions.
- Start with a lower rate and payment
- Budget your cash so you can handle a changing rate and payment
- A good choice if you plan to be in your home for the short term
- Have the flexibility to switch to a fixed rate later on
Adjustable-Rate Mortgages (ARMs)
A home loan with an interest rate that changes periodically based on market conditions.
- Start with a lower rate and payment
- Budget your cash so you can handle a changing rate and payment
- A good choice if you plan to be in your home for the short term
- Have the flexibility to switch to a fixed rate later on
Home Equity Loans and Lines of Credit
On properties located within the state of New York, borrower(s) are required to pay the New York State Mortgage Recording tax. On properties located within the state of Florida, borrower(s) are required to pay all title and closing costs, along with any applicable Intangible and Documentary Stamp taxes.
A HELOC provides ongoing access to funds. Unlike a conventional loan a HELOC is a revolving line of credit, allowing you to borrow more than once. In that way, it's like a credit card, except with a HELOC, your home is used as collateral.
- Flexibility allows you to use the funds when and how you please
- Choose between a fixed-rate lump-sum loan or a revolving line of credit with a variable rate
- No fees[1] for loans in second lien position under $250,000
- With a home equity line of credit, you pay interest only on the funds you use for the first 5 years
Home Equity Loans and Lines of Credit
On properties located within the state of New York, borrower(s) are required to pay the New York State Mortgage Recording tax. On properties located within the state of Florida, borrower(s) are required to pay all title and closing costs, along with any applicable Intangible and Documentary Stamp taxes.
A HELOC provides ongoing access to funds. Unlike a conventional loan a HELOC is a revolving line of credit, allowing you to borrow more than once. In that way, it's like a credit card, except with a HELOC, your home is used as collateral.
- Flexibility allows you to use the funds when and how you please
- Choose between a fixed-rate lump-sum loan or a revolving line of credit with a variable rate
- No fees[1] for loans in second lien position under $250,000
- With a home equity line of credit, you pay interest only on the funds you use for the first 5 years
Mortgages are subject to credit approval.
*Annual Percentage Rate (APR)
**Down payments less than 20% may be subject to higher rates.
† Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (7/6 ARM = 84 months fixed, 10/6 ARM = 120 month fixed; after the fixed period the interest rate will adjust once every six months).
‡ Certain restrictions apply. Not applicable towards refinancing existing ConnectOne Bank mortgage loans. All loans are subject to credit approval and property appraisal. Credit requires minimum 760 credit and loan amount of $150,000 with secondary market approval.
[1] Borrower(s) required to pay the New York State Mortgage Recording tax on properties located within the state of New York.
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